<ul>
<li>3rd party property damage upto Rs. 250,000/-</li>
<li>3 rd party death or bodily injury</li>
<li>Total Loss or accidental damage caused as a result of
<ul>
<li>Accidental external means</li>
<li>Fire</li>
<li>External explosion</li>
<li>Self-ignition</li>
<li>Lightning</li>
<li>Theft or theft of parts</li>
<li>Malicious acts</li>
<li>Strike Riots & Civil Commotion</li>
<li>Natural perils as stated in the policy document</li>
</ul>
</li>
<li>Personal accident cover worth Rs. 100,000/- for the insured</li>
</ul>