<p>If you choose to repair your car following an accident at manufacturers authorized repairer facility,we will pay you the full amount for the labour charges and for brand new spare parts if your vehicle is not more than 03 years old.
                                                                    </p>
                                                                    <p>
                                                                        <table class="table">
                                                                            <tr>
                                                                            <th colspan="3">Owners contribution charts - Agent Repairs Cover (Yes)(In the event of brand new parts been replaced the following owner's contribution will have to be borne by the Insured)</th>
                                                                                  </tr>
                                                                                  <tr>
                                                                                    <td rowspan="2">Age of vehicle/Years</td>
                                                                                    <td colspan="2">Owner's contribution</td>
                                                                                  </tr>
                                                                                  <tr>
                                                                                    <td>Replacements</td>
                                                                                    <td>Consumables</td>
                                                                                  </tr>
                                                                                  <tr>
                                                                                    <td>1st Year</td>
                                                                                    <td>NIL</td>
                                                                                    <td>25%</td>
                                                                                  </tr>
                                                                                  <tr>
                                                                                    <td>2nd Year</td>
                                                                                    <td>NIL</td>
                                                                                    <td>25%</td>
                                                                                  </tr>
                                                                                  <tr>
                                                                                    <td>3rd Year</td>
                                                                                    <td>NIL</td>
                                                                                    <td>50%</td>
                                                                                  </tr>
                                                                                  <tr>
                                                                                    <td>4th Year</td>
                                                                                    <td>15%</td>
                                                                                    <td>50%</td>
                                                                                  </tr>
                                                                                  <tr>
                                                                                    <td>5th Year</td>
                                                                                    <td>20%</td>
                                                                                    <td>50%</td>
                                                                                  </tr>
                                                                                  <tr>
                                                                                    <td>6th Year</td>
                                                                                    <td>30%<br></td>
                                                                                    <td>50%</td>
                                                                                  </tr>
                                                                                  <tr>
                                                                                    <td>7th Year</td>
                                                                                    <td>30%</td>
                                                                                    <td>50%</td>
                                                                                  </tr>
                                                                                  <tr>
                                                                                    <td>8th Year</td>
                                                                                    <td>30%</td>
                                                                                    <td>50%</td>
                                                                                  </tr>
                                                                                  <tr>
                                                                                    <td>9th Year</td>
                                                                                    <td>40%</td>
                                                                                    <td>50%</td>
                                                                                  </tr>
                                                                                  <tr>
                                                                                    <td>10th Year</td>
                                                                                    <td>45%</td>
                                                                                    <td>50%</td>
                                                                                  </tr>
                                                                                  <tr>
                                                                                    <td>11th Year &amp; above<br></td>
                                                                                    <td>50%</td>
                                                                                    <td>50%</td>
                                                                                  </tr>
                                                                                </table>
                                                                    </p>