<ul>
  <li>Medical claims due to an illness during the Waiting Period of 3 months from the Policy Commencement date.</li>
  <li>Vet Expenses attributable to or resulting from an illness related to rabies.</li>
  <li>Death of the insured pet that occur as a direct result of an Accidental Injury or an Act of God where the death occurs beyond 45 days of the accident.</li>
  <li>Vet Expenses attributable to or resulting from damage to teeth and gums unless it&rsquo;s a result of an Accidental Injury.</li>
  <li>Bodily injury to any Family member.</li>
<li>Policy Deductible : 10% on each and every claim other than Accidental Death and Third Party Liability</li>
</ul>