If you are super confident of your driving skills and have a strong feeling that you wont be knocking down any lamp posts or getting knocked by a tuk tuk, this is the perfect cover for you! Whilst being optimistic isn't a bad thing, we feel it's best not to throw caution to the wind! That's why with this cover we have built-in the added advantage of being able to claim the market value of your vehicle, should it meet with an accident that causes damages beyond repair (in other words get condemned)